Homeowners Forgo Insurance, Opt to Stay Put
More than 1 in 5 California homeowners have dropped their home insurance because their policies were canceled or premiums have become unaffordable.
Yet despite a greater financial risk from wildfire and other threats, more than 9 in 10 of these uninsured households would rather stay in their communities than relocate.
This snapshot of the state’s high insurance burden is one of many findings from the inaugural UCLA Luskin California Poll, which measures residents’ viewpoints on some of the most pressing issues of our time.
Directed by UCLA Luskin scholar Martin Gilens, the 2025 poll also took the temperature of Californians on issues including household financial stability, efforts to lower the voting age, air conditioning access at home and in schools, and concerns about climate change.
“Policymakers need a clear understanding of the challenges Californians face,” said Gilens, a professor of public policy, political science and social welfare. “The UCLA Luskin California Poll supports more effective policymaking by systematically documenting Californians’ lived experiences with the urgent economic, environmental and political issues of our times.”
Here are some insights from the poll of 2,419 adults in the state, conducted in English and Spanish from March 5 to May 25, 2025:
Key takeaways
- The inaugural UCLA Luskin California Poll measured state residents’ viewpoints on pressing issues such as home insurance, financial well-being, ballot access and climate change.
- More than 1 in 5 California homeowners have dropped their home insurance; most of these uninsured households would rather stay in their communities than relocate.
- The poll found that respondents’ No. 1 climate-driven concern is wildfire, followed by heat and drought.
https://newsroom.ucla.edu/releases/luskin-california-poll-some-homeowners-staying-put-without-insurance
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